One of our representatives will be reaching out to you shortly to assist you. Have a blessed day. Comes with the option to change your due date so you wont fall behind on repayments. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. In this era when so many consumers are looking for fee-free banking, many also expect other financial services to come without fees or interest charges. Your livelihood, in hand No cost to open a Payactiv account where you can easily manage your everyday needs and plans for the future We use dedicated people and clever technology to safeguard our platform. I opened an account on the recommendation of a colleague, she told me that this bank has a lot of nice bonuses, but there was only one bonus, my account was closed. Ray M. made it so easy to get set up where i can have access to my wages. Hi Elizabeth,Thank you for taking the time to write a review about your experience. Just spoke with Davis M. He fixed my issue in less than 5 minutes and was very courteous! 2023 Payactiv, Inc. All Rights Reserved. Sometimes operating in conjunction with payroll companies such as ADP, it serves employees of FedEx, Pizza Hut, and. You can also consult 1:1 with a financial coach to discuss savings, budgeting skills, how to improve your credit score, debt management, and more.. Payactiv Connect is an internal communication platform within the Payactiv app that employees can use to stay up-to-date with company news, reach out to coworkers, view their schedules, assign and swap shifts, and receive Payactiv news. You can apply for a Payactiv account online. Sign up for our daily newsletter for the latest financial news and trending topics. Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks About Payactiv Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. We also ensure all reviews are published without moderation. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. This may result in yourhaving access to the funds sooner. As a next step you can visit the Payactiv website or read our research on the Best Financial Wellness Software. Here are 8 tips for writing great reviews. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Depending on the transfer mode, each transaction can cost the employee between $1 and $2.99. Finder is a registered trademark of Hive Empire Pty Ltd, and is used under license by My earnings were updated, and my bank account was saved from overdraft fees, so I am relieved that this story had a happy ending! Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. Learn more at www.payactiv.com. Hi Jennifer,Please accept our sincerest apologies for all the inconvenience that you had to face. Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. Confirm details with the provider you're interested in before making a decision. Hi Annie,Our sincerest apologies for the inconvenience. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Hi Annisia,Thank you for your feedback. Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. The date CBKC receives your direct deposit and the effectivedate are controlled by the originator. Have a blessed day. Described as an all-in-one digital wallet on the PayActiv website, the service provides users with a free Visa prepaid card, money management tools and the ability to access 50% of your money as it is earned instead of waiting until the end of your pay period when you receive your check or direct deposit. However if you ever need support with this company call the phone number and ask for Ronnie OConnor, twice now this man has gone out of his way to make sure I fully understood the issue I was experiencing and how to correct it and was clear and polite despite me not being so at times and if hes not already running the customer service call center for this company he damn well should be! In 2020, Payactiv released a short film titled, "We Heard You." ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. You can get your paycheck two days in advance but only if you sign up for a Payactiv Visa Prepaid Card. Ned is the highlight of this company compared to the 25+ agents I've spoken too. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. they were quick at responding and helping me find a solution! One of our representatives will be reaching out to you shortly to assist you. Payactiv is the Consumer Financial Protection Bureaus first approved EWA provider. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. American Express National Bank, Member FDIC, has expanded its offerings with an all-digital checking account known as the American Express Rewards Checking account. There are many popular cash advance apps available today that can help people avoid high-interest credit card cash advances or predatory payday loans. I wish my employer used a more reliable system. Weighing in on the advantages and disadvantages of Payactiv over traditional banking services is a challenging task. If i could i would give 0 stars this app and the service they give is horrible . Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Hi Hadar,We sincerely apologize for the inconvenience. Find out who should really be using Kraken and who might be in over their heads. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Faster access to your money. One drawback is that Empower charges an $8 monthly fee. 243 total. You're amazing and thank you for your kindness, Hi Romona,Thank you for taking the time to write a review about your experience. Let alone ask you "how can you be getting a refund that is over a year old doesn't make sense to them how is that possible" then got hung up on. If your employer is enrolled in the Payactiv EWA program, youll be able to access funds from your paycheck up to two days in advance (four days in advance if youre a government employee). All Rights Reserved. The customer service team is no help you ask for one thing they send to something else, The app does not update its self and you cant get any one to help with that.This whole app is trash they just need to start over. Compensation may factor into how and where products appear on our platform (and in what order). 5/5 Jay! . Very knowledgeable and patient. Anyone can write a Trustpilot review. There is a $12 fee if you need an immediate cash advance; otherwise, your money will be available in your linked bank account within a few days. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Bottom line: This employer-based pay advance app offers low-cost advances on paychecks with no bank account required. She was kind and courteous and advised me that the previous agent I spoke with was able to resolve my issue. Applying for PayActiv is easy. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. Contact Us - Payactiv Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Have a blessed day. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. Were looking forward to showing you how our platform can benefit your employees and help reduce turnover, increase engagement and improve productivity at your organization. But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. Have a blessed day. I would definitely recommend payactiv due to amazing and outstanding customer service that I received, Hi Monica,Thank you for taking the time to write a review about your experience. Hi Leah,Thank you for your feedback. Replies to negative reviews in < 24 hours. UKG Wallet - Apps on Google Play Thank you Mr. Davis. Thanks for signing up, we send our newsletter every Tuesday and Thursday! Live support is available 24/7/365 online or by phone, according to the PayActiv website. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Our buyer guides are meant to save you time and money as you look to buy new tools for your organization. All five stars is for Ned not this company.I've been having an issue since Feb 10. The Equifax logo is a registered trademark owned by Equifax in the United States and other countries. Was never asked what the issue was. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. Find out how we combat fake reviews. Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). Fixed my problem, no hesitation! Like Empower and PayActiv, Dave also offers money management features. Employees will have to pay between $1 and $2.99 every time they withdraw money from their earned wages., Users have reported that they are extremely disappointed with Payactiv's customer support as representatives either do not respond on time or don't fix the issue quickly.. I dont ever try leaving bad reviews because it hurts businesses. This product doesn't have any reviews yet. Payactiv Lively I will never use this card again and I will tell everyone I know to never get one. Have a wonderful day ahead! Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. If it's wasn't for the supervisor on shift Ned T. This would received 0 stars. We hope to find a solution that makes you smile. Hi Michell,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. , Hi Allysa,Thank you for taking the time to write a review about your experience. You can only get your advance two days ahead of time, and youll have to sign up for a prepaid debit card to receive the funds. while there was some slight communication issues between the rep and I after explaining my situation properly, Jay M handled the issue extremely quickly and professionally. Get what youve already earned, right now, to pay bills or buy what you need. Payactiv is a life saver! But even if you have the money to invest, you may not have the time to flip or Afterpay Overview Afterpay launched in Australia in 2015 as a new and improvedGen Z form of layaway. Verification can help ensure real people write reviews about real companies. Couldnt find my employer, took them a half hour to find out they are in fact signed up, then after all that, there is a block on my account. Payactiv Review. This makes it one of the few cash advance providers that doesnt require a bank account. 1 Standard rates for data and messaging may apply from your wireless provider. Either way we need more Ronnie OConnors.Thx Again for your help Ron, Hi there,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Have up to $250 automatically deposited into your account for a $9.99 membership fee. How long does it take to get money from PayActiv? Have a blessed day. Have a blessed day. Have a blessed day. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Its also one of the few cash advance apps Ive reviewed that offers cash advances. :). One of our representatives will be reaching out to you shortly. Hi Shelly,Thank you for taking the time to write a review about your experience. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. 2023 Trustpilot, Inc. All rights reserved. Our team will be in touch ASAP. They provide their employees lunch and a nice work atmosphere. Contact - Payactiv I rely on this app and he quickly figured it out for me, Hi Reese,Thank you for taking the time to write a review about your experience. It works with existing systems and theres no cost to the business in offering Payactiv services as an employee benefit. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Learn more about Apollo.io Create a free account No credit card. EWA has not worked for a while. . OrbisPay vs. Payactiv Comparison Have a blessed day. All Right Reserved. It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. We believe that building a financial technology business requires more than great technology and amazing design. If your employer doesnt partner with Payactiv, then this provider might not be worth the trouble. See this Kraken review to learn the pros and cons of Kraken. lawanda moore. The platform also supports 1:1 consultations with financial coaches, savings guidance, discounts, and expense tracking. . App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Payactiv SDS-IT's financial review - apollo.io Read our full review or get our 30-second take. The platform has collectively provided employees with $5B+ in earned wage access. :). Payactiv: Enrollment is free. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv Shes the best and everyone should be more like her. If you have questions about Payactivs security policies, contact the company on its website. Tried to not update my full money! Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Payactiv Payactiv Write a Review Starting Price: $1 Alternatives to Payactiv Claim this Software page Payactiv is available for Cloud, iPhone, iPad and Android. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more. . Payactiv App Review: Get Cash Before Payday | Credit Karma Great customer service!!! :). David m helped me out when I needed it! If you're ready to get a Payactiv demo, we suggest getting in touch for a look at the product and quote. Payactiv Customer Success Payactiv 663 views 1 year ago Bridging the Gap to Financial Wellness Payactiv 267 views 1 year ago PayActiv Explainer Video ADP 1.3K views 3 years ago 5 Apps That. banks. Hi Regina,Thank you for taking the time to write a review about your experience. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. :). Our information is based on independent research and may differ from what you see from a financial institution or service provider. Indeed Featured review. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv There is no fee to load money on your prepaid Visa card or to use your card in many locations, including at 37,000 MoneyPass ATMs across the country. If your employer is already a member, youll need to ask them to set you up with a PayActiv account. For two whole months I tried to get money from the bank they sent it back to, which resulted in two late credit card payments and a debt to my cousin! Thank you again! If I have any future issues, I know I will be taken care of. I give up, too much effort for a service that is too easy to live without. Otherwise, you could pay as much as $5 per month. He fixed the issue, even when my phone died and I called back. Her lengthy list of publishing credits include Bankrate, Lending Tree, and Chase Bank. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. Literally the best agent ever! Took 5 minutes on chat to get asked the number to my account, while I was logged in. :), Zachery Marshall has amazing customer service! No loansyour money, in your hands. Dawn Allcot is a full-time freelance writer and content marketing specialist who geeks out about finance, e-commerce, technology, and real estate. I promise he is the best & only agent i will deal with! It requires no credit check to access funds, and the amount you can withdraw is based on the pay youve earned. Find her on Twitter, @DawnAllcot. New York, NY, 10016. :). Hi Victor,We sincerely apologize for your negative experience. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Today, digital publications like Business Insider, CNBC and the Simple Dollar feature her professional commentary. Replies to negative reviews in < 24 hours. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. Have a blessed day. About Us - Payactiv and you know what happened Payactiv closed the account after asking for a bunch of documents, from bank statements to utility bills. Creating a Payactiv account is free for all users and contains many free features including bill pay, discounts, financial counseling, and budgeting and savings tools. PayActiv, Inc. World's #1 Fraud. :), Ronnie OConnor is one of the best customer service employee I ever came in contact with. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. This is maddening. Payactiv Expert Review, Pricing, Alternatives - 2023 Have a blessed day. Horrible business and customer service. PayActiv is the first Early Wage Access program approved by the Consumer Financial Protection Bureau. Many employees have reported that they were unable to withdraw their earned wages despite their employer updating their hours in the system. Hi Erica,Thank you for taking the time to write a review about your experience. PayActiv works best with a linked bank account, but its not necessary to have a bank to have funds preloaded onto your PayActiv prepaid Visa and use your Visa card for bill paying, purchases and more. Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. This includes the following features: While some customers are genuinely happy with how easy and inexpensive Payactiv is compared to other cash advance apps, many complain about technical bugs and a lack of customer support when the app malfunctions. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. :), I cannot say enough about Devon and Grace. Their customer support team is available via live chat and call 24/7.. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. Companies can ask for reviews via automatic invitations. Customer service is rude!! Devin picked up my case n made Mr a promise it woukd be resolved in a day. :). 2023 Trustpilot, Inc. All rights reserved. We're working on your case. We always try our best to do our job well, and your kind words make it all worthwhile. What Is DiversyFund? As a proud B Corp, Payactiv holds itself to the highest verified standards of transparency and accountability. Immediate access to wages earned today3. They will transfer you 20 times and no knows where your money is. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. It's pretty simple, actually. Hi there,Thank you for taking the time to write a review about your experience. Get company announcements, pick up shifts, and get reminders and alerts from work. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Because our economyand our worldflourish only when the people who work to create it have an honest chance to prosper. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Anna Serio is a trusted lending expert and former Commercial Loan Officer who's written more than 1,000 articles on Finder to help Americans strengthen their financial literacy. No commitment. Heres how Payactiv compares to Earnin, another popular cash advance app. payactiv has an overall rating of 3.4 out of 5, based on over 61 reviews left anonymously by employees. It goes against our guidelines to offer incentives for reviews. Have a blessed day. Secure bill payment You can use the money in your Payactiv account to pay bills directly from the app. Payactiv works by partnering with employers to offer advances on their earned wages. I wish I never started using this app, its so frustrating!!! 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. Payactiv is a popular paycheck advance app offering an inexpensive alternative to payday loans and even some cash advance apps. PayActiv is a robust financial app, with features that includes automated savings if your PayActiv Visa card is linked to a bank account low balance alerts and capabilities to send money to friends and family who also have PayActiv cards for free. Beware Dont Use. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Learn more at www.payactiv.com. Business Profile PayActiv, Inc. Financial Services Contact Information 4880 Stevens Creek Blvd #102 San Jose, CA 95129-1276 Get Directions Visit Website Email this Business (877) 910-8400 Primary. Join today. Payactiv Description Our all-in-one platform, Livelihood, helps employees to fully engage in work and personal life. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. Easy, free, instant mobile payments. Payactiv in 2012 created earned wage access, a service that allows workers to get an advance on their paychecks between pay periods. he is a great agent and payactiv needs to give the man a raise cause he is awesome. Student Loan Forgiveness: Bidens Fresh Start Plan Deemed $34 Billion Success How It Benefits Borrowers, Student Loan Forgiveness: 5 Takeaways From Supreme Court Hearing Day One, country's estimated 7.1 million unbanked households, Access your paycheck up to 2 days early or get a cash advance even sooner, No activation or monthly maintenance fees, Gain financial insights and access to money management tools through the app, Funds up to $250,000 protected through the FDIC-approved Central Bank of Kansas City, Can only access 50% of your net pay as an advance, Some features are only available if your employer is part of the PayActiv EWA program.